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Saving Money

Estimate Fees Before Booking an Airline Ticket

March 10, 2009

If you’ve flown in the past year or two, you know that the airlines have made flying an a la carte ordeal, charging fees for almost everything.    Checking bags, pillows, blankets, snacks are all things that now cost money on different airlines.  One airline is even making passengers chip in to pay for the crew.   [...]

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Helping you Save: Consolidate Debt

March 8, 2009

Recommendations: Get a 0% APR balance transfer credit card Transfer high interest balances Don’t use this new card for other purchases Annual Savings Potential: Depends on balance– could be $1,000 or more Discussion According to New York Newsday, credit card interest payments were $116 billion in 2007, with another $23 billion in fees.  If you [...]

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Free Lifeline Cell Phone Service

March 4, 2009

For those who qualify and who only need a cell phone for emergency situations, you may be able to get a cell  phone and monthly allowance of minutes for free.   A company called SafeLink Wireless is offering this in several states and it will soon expand to others.  (Check their website for availability in [...]

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Avoid Tax Refund Anticipation Loans

February 15, 2009

Let’s start with the bottom line here:    Don’t take out a loan or advance on the tax refund that you are expecting.   Period.  End of story.   If you want your money quickly, just file electronically and tell the IRS to direct deposit your refund to your bank account.  If you made $56,000 or less in [...]

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Save on Text Messaging

February 3, 2009

Do you text message? If you do, and you aren’t on a text messaging plan with your carrier (or have free messaging as part of your rate plan), you are likely wasting money. This is the case even if you are sending or receiving just one text message a day. If you are sending & [...]

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